Auditor in St. Louis, MO — Money Diary

Occupation: Auditor
Industry: Accounting
Age: 25
Location: St. Louis, MO
Salary: $75,700
Net Worth: ~$195,000 (savings: $16,000, investments: ~$118,000, 401(k): $32,000, Roth IRA: $29,000).
Debt: $0, I pay off my credit card every month.
Paycheck Amount (2x/month): $1,550
Pronouns: She/her

Monthly Expenses
Rent: $700 (I rent from my roommate, who owns the condo).
Retirement: $1,100
Healthcare & Dental: $160
Utilities: ~$85
Composting: $7 (this is reimbursed through a company subsidy when I remember to submit the expense, but I don’t always remember).
Spotify: $10
Apple News+: $10
Gym: $10
Netflix/Prime/Hulu: I use my family’s accounts.
Cell Phone: $0 (paid by parents).

Annual Expenses
HBOMax: $99 per year.
Car Insurance: $615 every six months.